Flatiron Wealth Management

Personal. Positive.
Solid. Momentum.

At Flatiron Wealth Management our mission is to help our clients take control of their financial world.

Why Flatiron?

We provide independent expertise and thoughtful service with a fiduciary level duty of care.

Independent

By operating a truly independent model, we only recommend strategies and products that are in our client’s best interest.

Expertise

Our senior advisors have a mandate to achieve the highest level of education in our field by becoming Certified Financial Planners, Chartered Life Underwriters, and registered Portfolio Managers with Q Wealth Partners.

Service

We provide heartfelt service to our clients to make sure that when you need access to our team you feel connected and taken care of.

Fiduciary

Through our partnership with Q Wealth Partners, we have access to Portfolio Managers who have a fiduciary duty to clients. The Portfolio Managers are required, both from a regulatory and compliance standpoint, to always act in our client’s best interest.

About Us

We have three key principles that drive our approach to wealth management
and you, the client, are at the heart of it.

01 // Investment Philosophy

Partnering with Q Wealth Partners gives us access to Portfolio Managers who include diversification through broad asset allocation, dynamic rebalancing, low fees, and low expenses at the heart of their investment philosophy. Along with client behaviour, these elements have the greatest impact on a portfolio’s performance. As a firm, we focus on the factors that we can influence and prepare for the ones we can’t. We are constantly evaluating any new opportunities available to our clients to ensure that we are prepared to offer them when they are a good fit.

02 // Service Philosophy

A financial plan is a journey. At Flatiron Wealth Management, we help our clients map and navigate that journey, celebrating successes along the way, while being nimble enough to adapt to life's challenges as they arise.

A key element in helping our clients achieve their goals is the relationship we build together. The Flatiron client experience is of the utmost importance to us. We are intensely focused on creating quality, long-term client relationships that are personal, positive, and solid.

03 // Values

Personal
Each client is unique, so our goal is to constantly ask great questions. We aim to understand not only their goals but their values, needs, and wants. The result is a coordinated, organized plan that aligns our client's finances with their financial objectives and their ability to live a better life.

Positive
We always act from a position of positivity. Our clients should feel good about every interaction they have with our team. Sometimes the situation may be difficult to deal with, but we are always on your side.

Solid
We conduct thorough research to make sure that when we provide you with answers to your questions, we know the information is accurate. By employing an evidence-based approach, our investment philosophy and the financial planning principles we practice are backed by proven empirical data and implemented using industry-leading tools and the latest advanced planning concepts.

Momentum
Our goal is to help you get from A to B as quickly as possible. We need to keep moving forward and avoid becoming stagnant. Our job is to coach you towards your goals and keep the momentum going.

Meet the Flatiron Team

Our team is made up of wealth professionals interested in putting you first.

Andrew Sheppard
, CFP, CIM, CLU
Managing Partner
Flatiron
Mark Davies
, CFP, CIM, CLU
Managing Partner
Flatiron
Jeff Carter
Lead Advisor
Flatiron
Mun Chau
Director of Operations
Flatiron
Michael Masotti
Lead Advisor
Flatiron
Jerome Townsend
, CPA
Associate Advisor
Flatiron
Christian Montanari
Associate Advisor
Flatiron
Collins Onuigbo
Office Administrator
Flatiron
Fabien Ouellette
Portfolio Manager
Quintessence Wealth
Catherine Dorna
Chief Compliance Officer
Quintessence Wealth
Anastasiia Myronenko
, CIM
Associate Portfolio Manager
Quintessence Wealth

How We Work

Our process is focused on helping our clients meet their financial goals – whatever they are – providing peace of mind. Using a multi-disciplinary approach, we examine the unique financial circumstance of each of our clients, ensuring we have a full understanding of what drives you and your attitude towards money.
This information helps us work with you to develop a comprehensive road map for how you can meet your short, medium, and long-term goals given your current situation and future plans. Our holistic planning models allow you to understand how individual financial decisions impact your overall financial picture.
Once we have agreed on the best strategy, we act to ensure that the plan is put in motion. We will create a detailed Action Plan so you can track your progress as we tick items off. You will have access to your plan to review and connect with us via our online platform.
Once your Action Plan is implemented, we monitor progress and perform a detailed annual review to track performance and achievement of initial plan goals. Based on this review, we then update relevant information to ensure that the strategy is still optimal for you.
As life happens and circumstances shift, we adjust your plan to accommodate for the things we can’t predict. This includes market variations, changes to your initial goals, and any shifts in personal priorities that may arise. No matter what happens, we will be here to pivot with you.

Areas of Expertise

Wealth Management

The primary focus of the Portfolio Managers is on selecting diverse asset allocations and implementing disciplined rebalancing strategies for the lowest fees.

Much of our time is spent managing client behaviour and minimizing taxes, as these factors have a significant impact on long-term investment returns. This approach is key to creating momentum and growth within our clients’ portfolios.

Life & Health Insurance

Insurance is a foundational piece to any financial plan. Having the right coverage in place can protect the financial futures of you and your family.

After all, what is the point of working so hard to create wealth if it is taken away when you need it most? In determining the amount of coverage that’s right for you, we employ a needs-based approach, putting our clients in a position to make informed and intelligent decisions, ensuring the most important things in their lives are secured and taken care of.

Retirement Planning

Retirement can be the most challenging transition for many people. We offers a complete and proactive plan ideally suited to this time of life.

They need to shift from earning money to withdrawing money. What if I run out of money? Will the fear of running out of money cripple my ability to enjoy my retirement? What if I need care in my later years? What will my estate look like? We spend the time to answer all of your questions to make sure that you can live to the fullest.

Estate Planning

Anyone who has been the executor of a will can attest that, except in a few situations, it is one of the worst jobs they have ever had to take care of.

The process can last way too long and cause conflict within the surviving family members. We help our clients to make the job as easy for their executors and surviving family members as possible.

Corporate Investing

Business owners tend to be good at making money but often need help knowing what to do with it once it starts to build up within their corporate structure.

We evaluate what stage your business is in and what structure would best suit your situation. We take a multi-disciplinary approach, working with accountants and lawyers, to ensure that your financial team is coordinated, aligned, and pulling in the same direction.

Charitable Giving

There are many reasons to give to charity.

Whatever your reasons are for giving, our goal is to make sure that the maximum benefit is received by the intended beneficiary and you. We help you give in the smartest way possible.

Our Thinking

Our blog and video content are here to provide you with insights on the information we think you should know. Subscribe to our Newsletter and YouTube channel to ensure you never miss a post.

Financial Planning

So much of the investment industry is focused on the “how” - how to get enhanced returns, how to build a portfolio, how to save tax, or how to capture the “next big thing”. Very few companies emphasize the “Why”...

Available On-Demand

Do you struggle to find a trusted source to learn more? Join us for webinar series: Demystifying Financial Planning. Each session will last about 20 minutes, and we are aiming to bring more sense to a topic which often seems purposely confusing.

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Connect With Us

We are looking forward to meeting with you and seeing how we can make a positive difference in your life by helping you secure more. Let’s Connect.

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